Car Accidents: We Can Help You Obtain Fair Compensation For Your Injuries
Last updated on April 3, 2026
It’s hard to believe how much a car accident can change your life. What starts with an event lasting a few seconds can turn into a problem that lingers for years.
Even if you can fully recover from the physical pain and disruption to your family, you may still have to experience the calculated, cold-hearted treatment you receive from the negligent party’s insurance company.
Some insurers may literally add insult to injury by denying your claim or making lowball offers to make you go away. In some cases, insurance companies have to be sued aggressively before they will pay fair compensation to motor vehicle accident victims.
Financial compensation can cover medical expenses, property damage, loss of consortium, lost wages, quality of life or even wrongful death.
Indiana Car Accident Laws You Should Know
State statutes directly impact your post-collision claim. For example, Indiana’s modified comparative fault system impacts the compensation awarded if you share fault for a crash. The courts determine how much fault each party bears for the accident.
So long as your portion of fault is under 51%, you can pursue compensation, although the courts reduce the final damages awarded based on your fault. Additionally, any claim for compensation is subject to a two-year statute of limitations, which makes prompt action necessary if you intend to file a lawsuit.
Mandatory insurance requirements affect your recovery after a car crash, as policy limits dictate the coverage available. Drivers may carry as little as $25,000 in property damage liability coverage and $25,000 in bodily injury liability coverage. The minimum for injuries doubles to $50,000 when one incident injures two or more people.
Your own uninsured and underinsured motorist coverage on your policy can supplement the liability coverage available after an Indiana car wreck. You can schedule a consultation with our firm to explore what coverage is available and learn more about liability rules.
Answers To Your Car Accident Questions
If you or a loved one were hurt in a car accident, you should talk to a personal injury lawyer right away. Our law firm can answer important and frequently asked questions like the ones below.
Below are questions we are commonly asked about car accidents. For additional information or to schedule a free initial consultation, call our office at 812-558-0198 or contact us online now.
What should I do when I’ve been in a car accident?
- Call the police
- Call for medical assistance
- Take photos at the accident scene if you can
- Call your insurance company
How should I handle car damages?
You should contact your vehicle insurance company immediately to determine how to proceed. If you don’t have collision coverage, the negligent driver’s insurance company can help you resolve your vehicle damage. We can help you determine the cost of damages, which includes cost of repair, fair market value if the car is totaled, or loss of use or diminished value costs.
How long does it take to reach a car accident settlement?
Personal injury claims can range from minor to complex. The more serious the injury, the longer it typically takes to resolve. While your auto accident lawyer will give you a better picture of how long the case may take based on your situation’s specific circumstances, many car accident claims take one to two years to complete. Once a settlement is reached, plaintiffs typically receive payment in six to eight weeks.
Can I sue the at-fault party for emotional distress after a car accident?
Yes, because emotional distress would constitute pain and suffering that resulted from the crash. This is part of your losses that are compensable by the at-fault driver and their insurance company, or your own insurer, depending on the situation’s details.
How can I prove my pain and suffering?
There are many ways in which pain and suffering can be proved in a car accident claim. Evidence of your injury and the resulting pain from medical professionals who evaluated you and are treating you are exceptional documents to be included. Also, reports from psychologists or therapists that describe the mental impact the crash had on you are important. Photos of injuries can be persuasive, as the visual impact of the accident cannot be denied.
When should I call a personal injury attorney after a car accident?
The sooner you contact an accident lawyer after a crash, the better. However, it is important that you first seek medical attention for any immediate injuries. After you have been evaluated and treated, you should reach out to an attorney to get the process started. Your attorney can help you understand what steps to take next, what information they need about the situation and what you can expect from their legal representation.
How much do law firms charge for car accident cases?
The majority of car accidents and other personal injury cases are handled on a contingency fee basis. This means that your legal counsel will not cost you anything until a settlement is received. The lawyer will then take a percentage of the settlement, as well as any costs they incurred as part of the preparative and investigative work for the case.
Do I have to pay taxes on a settlement?
This depends. Your lawyer will advise you if your case settlement is taxable.
How We Handle Insurance Coordination
Communicating with insurance providers after a crash can be stressful and is often fraught with risk. We can manage the entire claims process on your behalf. This includes reviewing coverage and coordinating claims against the at-fault driver’s liability coverage and your underinsured motorist protection or other supplemental coverage.
If you have personal injury protection (PIP) coverage on your policy, we can help ensure the proper utilization of your no-fault PIP coverage to pay for medical expenses and lost wages. We can also pursue coverage from the at-fault driver’s liability policy if you sustain serious injuries.
You can also rely on us to manage a property damage claim and help secure funds to repair or replace your vehicle and its contents. We can negotiate a reasonable settlement that reflects your actual losses while helping defuse insurance company tactics intended to reduce the amount paid on your claim.
Additionally, we can respond to lowball offers, unfair claim denials and other complications that could delay or limit your financial recovery after a motor vehicle collision in Bloomington or the greater Indianapolis area. We can make your tough times better after a car crash by handling the complex insurance claims negotiation process on your behalf.
Call For Free Guidance From An Experienced Attorney
Don’t make the same mistake as others — talking to an insurance company without first speaking to an experienced car accident attorney. At Greene & Schultz, our experienced auto accident attorneys know how insurers work; we help clients understand that insurance companies are not on their side. Insurers hope you will make an incriminating statement that justifies their decision to not pay you a fair settlement.
Let us deal with the insurance companies for you. We have the experience you need to persuade insurers to fully compensate you for your losses — through negotiation and, when necessary, litigation. Contact us today at 812-558-0198 for a free consultation about the potential for settlement or a personal injury lawsuit. Our law firm has offices in Indianapolis and Bloomington, Indiana.
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